According to the blog, posted earlier this week about how money and talk before applying for a mortgage, here are a few interesting tips from the new book by Kimberly Palmer farmer "generation earn: young professionals Guide to spend, invest and giving back" (ten speed press). it is an excerpt from the book on a particular error that pair often make when it comes to finances;
Putting one person responsible for the money
It's okay to specialize on – delegate dinner planning to chefs and gardening in the one with the green thumb.But letting one person, all money management responsibilities may lead to unbalanced relationship.
Relations, based in New York therapist Bonnie Eaker Weil explains that no one should never feel as he or she has to ask permission before buying something. "I call it" mother may I? "You don't want to get into the position where you little girl or you're a small boy and others your parents.
You want your own money and some things free of fault and just do what you want with it. If you want to buy a latte, lipstick or front, you don't have to ask permission, because it's your own money, said Weil.In addition, in case of dissolution, you want to make sure you know where all your money and how to manage it.
Very fascinating how couples and families to delegate the financial liability and their income.One couple who I know always shared their spending 50/50 and they earn them completely separate it may work fine when the two couples make similar salary, but what if one partner earns less or stay at home with their children?, I know puts all proceeds "pot" so to speak, of which all living expenses are paid out.Each then receives a personal allowance payable to them, including their older children, and you can make a personal choice of coffee, clothing and entertainment.On the other hand, I grew up in a family where income was divided at all.
Please share with us your methods of revenue sharing and living expenses and if it is successful for your family with money as one of the main causes of divorce, you never know your contribution might just save your marriage!
To learn more about the big money mistakes couples make, check this article.
Kimberly Palmer, author of generation make: a guide for young professionals to spend, invest and giving back it is senior editor for print and online money & business section u.s.news & report she is the author of personal finance blog Alpha customers about news and weekly on-air guest on WTOP-FM, top news radio conversations in Washington, d.c.
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